KCB Bancassurance · APA Insurance
Last Expense / Funeral Cover
Funeral Expense Insurance
A dignified farewell is the final gift you can give your loved ones. Our Last Expense Cover ensures your family receives immediate financial support to meet funeral costs without the burden of out-of-pocket expenses at their most vulnerable moment.
Max Cover (Main Member)
KES 1,000,000
Max Dependants
Spouse + 4 Children + 4 Parents/In-laws
Claims per Year
Up to 6 claims
Benefits & Premium Options
All cover amounts and premiums in KES (Kenyan Shillings) per year. Nuclear family = principal + spouse + children. Extended family adds parents & parents-in-law.
| Option | Main Member | Spouse (max 1) | Children (max 4) | Parents (max 2) | Parents-in-law (max 2) | Nuclear Family Premium | Extended Family Premium |
|---|---|---|---|---|---|---|---|
| 1 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 1,290 | 2,400 |
| 2 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 2,340 | 4,560 |
| 3 | 200,000 | 200,000 | 200,000 | 200,000 | 200,000 | 4,440 | 8,880 |
| 4 | 300,000 | 300,000 | 300,000 | 300,000 | 300,000 | 6,540 | 13,200 |
| 5 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 8,640 | 17,520 |
| 6 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 10,740 | 21,840 |
| 7 | 700,000 | 500,000 | 500,000 | 500,000 | 500,000 | 25,180 | 26,230 |
| 8 | 1,000,000 | 500,000 | 500,000 | 500,000 | 500,000 | 27,730 | 29,230 |
Option 1— KES 50,000 coverNuclear
KES 1,290/yr
Nuclear
KES 1,290/yr
Option 2— KES 100,000 coverNuclear
KES 2,340/yr
Nuclear
KES 2,340/yr
Option 3— KES 200,000 coverNuclear
KES 4,440/yr
Nuclear
KES 4,440/yr
Option 4— KES 300,000 coverNuclear
KES 6,540/yr
Nuclear
KES 6,540/yr
Option 5— KES 400,000 coverNuclear
KES 8,640/yr
Nuclear
KES 8,640/yr
Option 6— KES 500,000 coverNuclear
KES 10,740/yr
Nuclear
KES 10,740/yr
Option 7— KES 700,000 coverNuclear
KES 25,180/yr
Nuclear
KES 25,180/yr
Option 8— KES 1,000,000 coverNuclear
KES 27,730/yr
Nuclear
KES 27,730/yr
Additional Child Premium
KES 120 – 1,500 per year depending on option selected. Cover up to 4 children included; additional children at extra cost.
Additional Spouse Premium
KES 200 – 2,500 per year depending on option selected. One spouse included; additional spouses covered at extra cost.
Terms & Conditions
- Cover applies to the principal member, one spouse, up to four biological children, up to two parents, and up to two parents-in-law.
- The policy pays up to six (6) claims per year.
- Additional children can be added at the stated per-child annual premium.
- Additional spouses can be added at the stated per-spouse annual premium.
- Mandatory documents: Principal member's copy of national ID and KRA PIN; spouse's copy of ID.
- Administered by KCB Bancassurance Intermediary; underwritten by APA Insurance.
Secure Your Family Today
Join Elites Boda TransCoop — Registration fee: KES 50 · Daily contribution: KES 50
Become a Member